Account Types
Savings Accounts
Whether your goal is to save for a big purchase or a dream vacation, establish an emergency fund or save for retirement, we offer a variety of savings programs to meet your needs.
Start with a minimum $25 to open your share (savings) account to establish your credit union membership. It's a great building block for a solid savings plan.
Funds federally insured to $250,000
Holiday Club/Vacation Club
Need help saving for the expenses of the holidays ... or a much-needed getaway? Join the Club!
- No minimum balance requirements
- Your funds earn dividends
- Systematic deposits are easy with payroll deduction
- Vacation Club funds are automatically transferred to your Savings Account on May 1st
- Holiday Club funds are automatically transferred to your Savings Account on November 1st
- Open a Holiday Club and/or Vacation Club account and the funds will be there just when you need them most.
- Funds federally insured to $250,000
Managed Fund Accounts
With a Managed Fund Checking or Savings Account, you can earn higher yields without tying up your money. So you enjoy liquidity and flexibility while your money works harder for you.
Managed Fund Checking Account
- Dividends are paid monthly on balances of $5,000 or more (higher yields paid on balances of $50,000 or more)*
- Convenient check writing access
- Unlimited deposits and withdrawals
- FREE debit card access
- FREE box of checks each year
- FREE online banking and bill payment
Managed Fund Savings Accounts
- Premium dividends are paid monthly on balances of $5,000 or more (higher yields paid on balances of $50,000 or more)*
- Unlimited deposits at anytime, in any amount
- Up to three withdrawals per quarter
Earn more for your money and open a Managed Fund Savings or Checking Account now.
Funds federally insured to $250,000
* There is a $25 monthly fee if balance drops below $5,000.
View ratesIndividual Retirement Accounts (IRAs)
Here's an ideal way to save for retirement, your first home or higher education and gain tax advantages. United Police FCU offers a variety of IRAs in order to meet your specific financial needs.
- Choose a Traditional, Roth IRA or Coverdell Education Savings Account
- Open with just $25.00
- No account maintenance fees
- Federally insured up to $250,000 per member (separate from your other credit union accounts)
Plan for your future and open an IRA today.
View rates
Certificate Accounts
Lock up a higher rate with our Certificate Accounts, featuring:
- Excellent earnings with no risk
- Terms from 12 months to 5 years
- $1,000 minimum to open
- Higher yields on balances of $50,000 or more
- Funds federally insured to $250,000
Get the rate without the risk and open a Certificate Account today.
View rates